Cookie Policy

What Are Cookies and Tracking Technologies

Cookies are small text files that websites place on your device when you visit them. At quelmirora, we use various tracking technologies including cookies, web beacons, and similar tools to improve your experience on our financial services platform.

These technologies help us remember your preferences, understand how you interact with our services, and provide you with personalized content related to financial planning, investment strategies, and market insights. Think of cookies as digital bookmarks that help us create a more tailored experience for your financial journey.

Types of Tracking Technologies We Use

Our platform employs different categories of tracking technologies, each serving specific purposes in delivering our financial services. Here's how we categorize and use these technologies:

How Tracking Enhances Your Financial Experience

When you use quelmirora's financial platform, our tracking technologies work behind the scenes to create a more intuitive experience. For example, when you're researching investment options, we remember which market sectors interest you most and can suggest relevant educational resources on your next visit.

If you're using our budgeting tools, functional cookies ensure your spending categories and financial goals remain saved between sessions. This means you don't have to re-enter your financial information every time you want to review your progress or adjust your budget allocations.

Our analytical tracking helps us understand which financial calculators are most popular among Australian users, allowing us to prioritize improvements to tools like mortgage calculators, superannuation planners, and investment return estimators that matter most to our community.

Data Retention and Your Control

We retain cookie data for different periods depending on their purpose. Essential cookies typically last for the duration of your session, while preference cookies might be stored for up to 12 months to remember your settings. Analytical data is generally retained for up to 26 months to help us understand long-term usage patterns.

You maintain control over your data at all times. Within your quelmirora account settings, you can view and modify your privacy preferences, export your data, or request deletion of non-essential information. We've designed these controls to be straightforward because we believe financial privacy should be accessible to everyone.

Managing Your Browser Settings

You can control how cookies work on your device through your browser settings. Each browser handles cookie management differently, but all major browsers give you options to block, delete, or receive notifications about cookies.

Keep in mind that blocking essential cookies may affect the functionality of your quelmirora account. You might experience issues logging in, saving your financial planning progress, or accessing certain tools that require authentication.

Third-Party Services and Integration

quelmirora integrates with select third-party services to enhance our financial platform capabilities. These might include secure payment processors for premium services, market data providers for real-time financial information, or educational content partners.

When we work with third parties, they may place their own cookies on your device. We carefully select partners who meet our privacy standards, but we encourage you to review their privacy policies as well. These partnerships allow us to offer comprehensive financial services while maintaining competitive costs for our Australian users.

Updates to Our Cookie Practices

As we continue developing new financial tools and services, our cookie usage may evolve. We'll notify you of significant changes through your quelmirora account dashboard or via email if you've subscribed to our updates.

We regularly review our data practices to ensure they align with current privacy regulations and best practices in financial services. This includes staying compliant with Australian Privacy Principles and emerging data protection standards.